Push on for national road safety hotline
A number of companies are making a dent in driving safety, particularly the car makers. But a report in the National Motorists Association says consumers need to understand the differences between two different kinds of insurance.
The NMA suggests that every driver has at least 2% liability coverage available, or “car accident insurance.” In contrast, the NMA’s own Road Safety Report Card says 3% are required. The report, which is published bi-weekly, also states that the U.S. has one of the highest motor vehicle injury fatality rates among developed nations, and the national highway transportation agency notes that in 2012 there were more than 4,500 fatal accidents and nearly 7,400 injuries.
And that number only includes fatalities that occurred on American roads. It does not include injuries or deaths on roadways in developing nations, where motor vehicle insurance laws vary widely and have less oversight than in the U.S.
The NMA reports that if a driver’s claim were covered by less than 2% coverage, the insurance company would be liable if the injured person were not a U.S. citizen.
The Insurance Institute for Highway Safet더킹카지노y (IIHS) makes a similar case when it says that less than 3% of Americans would have coverage in the event of a traffic collision. So how, then, do insurers evaluate the actual risk to their policies?
Under IHHS regulations, vehicles are required to pass a safety-test before they qualify for insurance. The test typically takes place in the driver’s own home; in other countries, the test is administered outside the home by accident experts.
And in some parts of the world, there’s a much more specific safety test that drivers must pass before being allowed to drive. The IHHS lists the tests as follows:
Driver’s vision test: This test is an annual mandatory test mandated by the US DOT in accordance with International Traffic Management Standards. It takes place in the person’s driving area, where the driver and the test vehicle pass separate field tests and can be used for any possible accident.
This test is an annual mandatory test mandated by the US DOT in accordance with International Traffic Management Standards. It takes place in the person’apronxs driving area, where the driver and the test vehicle pass separate field tests and can be used for any possible accident. Collision and side impact tests: The바카라사이트se are mandatory during regular driving and are conducted by accident specialists who have training in the field of road, air, and water traffic safet